Gretchen A. Loomis
Licensed Associate Real Estate Broker & Branch Manager
Accredited Buyer Representative, Certified Real Estate Brokerage Manager, Coldwell Banker Diamond Society, Coldwell Banker Multi-Million Dollar, Coldwell Banker Premier Office, Equal Housing Opportunity, Realtor, Year round homes, Starter homes, Camps, Seasonal cottages, Small farms, NYS canal area, Streams, Oneida Lake, Rivers, Acreage, Fish Creek, Commercial properties, Older homes and New construction, REALTOR®
Sylvan Beach, NY
Cell: (315) 264-3548 Office: (315) 762-4032 Fax: (315) 762-4070
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581 W Cottage Lane, Deruyter, NY 13052

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Property Description

Welcome to this fabulous, charming lake-view cottage offering approximately 1,000 square feet of cozy, updated living space. The property includes well and septic systems plus an additional parcel providing ample parking, a storage shed, and excellent potential for additional structures or a garage. The interior blends charm with sleek updates: an open kitchen and great room, solid pine walls, and a white cathedral ceiling. The kitchen has been totally remodeled and features granite counters, a dramatic tiled backsplash, and a stainless range hood. The dark appliances and cabinets are a striking contrast to the pine walls-stunning! Two bedrooms are conveniently located on the main level, plus a spacious loft with plenty of space and additional beds. The full bath is also updated. Step outside onto the large deck and enjoy beautiful lake views. Enjoy all DeRuyter Lake has to offer: summers filled with swimming, fishing, kayaking, skiing, tubing, and glorious sunrises. Take in the fall season surrounded by brilliant foliage and cool nights; enjoy winter fun with ice fishing on the lake and close proximity to skiing and snowmobile trails. Dine at the famous, lakeside Boat House restaurant. A place to love, enjoy, and make lasting memories.

581 W Cottage Lane | MLS# S1716848

This single family home located at 581 W Cottage Lane, Deruyter, NY 13052 is currently listed for sale with an asking price of $479,900. This property was built in 1980 and has 3 bedrooms and 1 full baths with 1008 sq. ft. W Cottage Lane is located within the DeRuyter school district. Search Deruyter real estate on gretchen-loomis.coldwellbankerprime.com today.

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Property Features

Property Type: Residential - Single Family
Basement: None
Cooling: Other, See Remarks
Heating: Other, See Remarks, Wood
Home Style: Cottage
Lot Size: 0.16 Acres
Roof Type: Asphalt
Stories: 1.0
Taxes: $5,551
Year Built: 1980

Amenities

Ceiling Fan(s)
Eat-in Kitchen
Granite Counters
Great Room
Bedroom on Main Level
Loft
Deck
Dock
See Remarks

Feature Descriptions

Appliances: Exhaust Fan, Electric Water Heater, Gas Cooktop, Gas Oven, Gas Range, Refrigerator, Range Hood
Body of Water: DeRuyter Reservoir
Days on Site: 3
Exterior: Wood Siding
Flooring: Carpet, Hardwood, Varies
HOA Fee: 100/ Annually
Lot: Rectangular, Rectangular Lot
Lot Dimensions: 45X155
Parcel#: 252489-176-005-0001-033-000-0000
Parking: No Garage, No Driveway
Parking Notes: No Garage, No Driveway
Patio/Porch: Deck
Sewer: Septic Tank
Special View Info: Water
Utilities: Cable Available, High Speed Internet Available
Water: Well
Water Features: Beach Access, Dock Access, Lake

Local Schools

School District: DeRuyter

Estimate Your Payment

Estimated Payment

$ 1,670.60 per month $1,068.05 Principal & Interest $462.58 Property Tax $139.97 Homeowner's Insurance

Change Payment Information

%
years/fixed
yearly
yearly (est.)
(Payments are an estimate and may vary by lender)

Demographics

Listed By / Shown By

Listing By

Agency Name: Hunt Real Estate ERA
Agency Phone: 315-682-7197

Shown By

Agent Name: Gretchen A. Loomis
Agent Phone: (315) 264-3548 Cell
Agency Title: Coldwell Banker Prime Properties

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 09/26/2026. The listing information on this page last changed on 09/26/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 09/26/2026 12:47:01 AM EST) or Global MLS (last updated Sat 09/26/2026 12:37:31 AM EST) or New York State Alliance MLS (last updated Sat 09/26/2026 12:43:09 AM EST) or Hudson Valley Catskill Region MLS (last updated Sat 09/26/2026 12:11:13 AM EST) or Berkshire MLS (last updated Fri 09/25/2026 8:13:38 PM EST) or OneKey MLS (last updated Sat 09/26/2026 12:42:20 AM EST). Real estate listings held by brokerage firms other than Coldwell Banker Prime Properties may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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